Ascendant Equity

Ascendant Equity is a Seattle based credit restoration and financial literacy company with connections to the community where we do business.  We partner with local non-profit and government organizations to help our clients qualify to purchase their first home, get better interest rates on auto loans and rebuild their lives through intelligent credit and finance management.

Our Services

We are committed to providing our clients with the highest quality of professional credit restoration and financial literacy services.  Our 10 years of experience working with the law have given us an excellent and in-depth understanding of the credit industry.  We understand all the nuances of credit repair law, and federal regulations related to credit restoration.

Kirk D. McClain - Owner and Founder

I started Ascendant Equity because I saw a wide chasm between people in my community and the so-called first-time buyer programs designed to help them purchase a home.  I teach people that you only need three things to become a home-owner: A decent job, a household budget, and a good FICO score.

The more I worked with individuals who had good paying jobs, and bad credit, the more I realized that their credit score and the ability to manage their finances were the only things standing between them and home ownership.  So many hard working people trapped by a low FICO score!  After working with many people in this situation for a few years, I came to the conclusion that I could help people qualify for a home loan by simply helping them repair their credit score and teaching them how to manage their finances.

I made it my mission to show people that credit worthiness equal freedom.  Freedom from the worries and disadvantages caused by a low credit score.  The only way to obtain that freedom is to become financially literate, create responsible spending habits, and effectively manage credit.

Our Mission 

Ascendant Equity’s mission is to help people improve their lives by improving their credit.  Our goal is to address the uneven distribution of wealth in our community, city and across the nation by providing and aggressively applying the mechanism of “leverage” which is good credit.  At Ascendant Equity we understand the power of credit-worthiness.  We seek to place that power back into the hands of those who need it most.