This knowlege base contains information about the credit industry.  It explains various laws and regulations by Congress, the Federal Trade Commisson, the Federal Reserve Board, consumer law organizations, and national research organizations.  This knowledge base is invaluable to anyone seeking to obtain accurate, current, and comprehensive information regarding the credit industry.

Fair Credit Reporting Act – complete text

Credit bureaus’ credit verification system

FTC Issues Final Summaries And Notices Under FACTA

Fair and Accurate Credit Transactions Act

What are Seasoned Tradelines?

Fair Credit Reporting Act: How it Functions for Consumers and the Economy

Authorized User Tradlines are legal and still in effect!

Credit and Your Consumer Rights

Credit Trade Lines and your credit score

New Law Extends Fair Credit Reporting Act Preemption

Why add Seasoned Tradelines?

What is a Junk Debt Buyer?

Sample FDCPA Section 809 b request for validation letter

Credit Repair laws and regulations

Credit Repair Organizations Act