Ascendant Equity

Ascendant Equity is a Seattle based credit repair company with connections to the community where we do business.  We partner with local non-profit and government organizations to help our customers qualify to purchase their first home, get better interest rates on auto loans, and rebuild their lives through credit restoration and financial literacy.  After almost three years of working with people who had good jobs and bad credit, it became obvious their FICO score, and poor budgeting skills were the only thing standing between them and home ownership.   In our current economic times, credit worthiness equals FREEDOM.  Freedom from the worries, disadvantages and rejections caused by a low FICO score.  The only way to obtain that freedom is to become financially literate, responsible with your money, and to raise your FICO score.  I use the exact same method that drastically increased my FICO to repair my clients credit profiles.  My methods work.  It’s that simple because the law is very clear about your rights as a consumer.  Once you know the law and how to apply it to credit repair, there is nothing the credit bureaus and collection agencies can do to prevent you from raising your FICO score!
 

 

Our Service
We are committed to providing our customers with the highest quality of professional credit repair services. My 10 years of experience working in law have given me an excellent, and in-depth understanding of the credit repair industry, credit repair laws, and federal regulations related to credit restoration.  Ascendant Equity is committed to providing our clients with aggressive and comprehensive credit restoration services.  We understand that repairing your credit can be a confusing and stressful experience.  That’s why we’ve developed a system that gives our clients the assurance that they are working with someone who actually cares about them.  We will give you a clear outline of what we do, how we do it, and what your rights are as a consumer.  We work hard to make your credit restoration experience with Ascendant Equity one that you will tell others about.  Most of all, we want you to feel like you and your credit worries are in goods hands. 

Call us NOW to get started!

 Our Services Include:

The law is on your side, and so are we!

  

The Fair Credit Reporting Act grants you the right to dispute all inaccurate, erroneous, and outdated information contained in your credit report.  Many people don’t know it, but studies prove that 80 % of all credit reports have some kind of wrong information.  Don’t allow the incompetence of collection agencies, the credit bureaus, or even original creditors be the reason why you don’t get the loan approval you deserve!! 

Contact us now and we will show you how to fight back! 

  

  

• Take Responsibility. Your credit won’t fix itself.  You must take charge of your financial well-being by not allowing the credit bureaus to act irresponsibly!
• The big three credit bureaus – Equifax, Experion, TransUnion are profit-driven publicly traded companies.  They make their profits by keeping your FICO score as low as possible and making the restoration process as intimidating as they can.  We are not intimidated by their smoke and mirrors.  The law is clear on what you can do to repair your credit, and it is the ONLY thing that will compel them to correct their mistakes!!
• We make the credit bureaus own up to their mistakes! It is a fact that 8 out of 10 credit reports contain erroneous information.  One out three reports contain errors significant enough to cause the denial of credit on purchases such as a home, an automobile, or insurance. We don’t just politely ask the credit bureaus to correct their mistakes, we MAKE them do it by using the laws enacted by Congress to protect you!!
• You cannot afford to have bad credit! Bad credit affects every part of your life.  A low credit score will affect the interest rate you will be offered on every major purchase you make unless you pay out-right with cash. Many employers access your credit report when you apply for a job.  Unfortunately, if your credit report indicates a low FICO score, it might affect whether or not they offer you the job.

How to order your reports

When you sign up for our credit repair services, you will need to order your reports from all three credit bureaus (Equifax, Experian, TransUnion). The reports will cost around $11.00 per report (not including your credit score). 

Once you receive your reports, examine them for obvious errors and send them to us with your comments. We will then analyze them and consult with you regarding what we find. 

Please do not send us a Tri-merge report pulled by a 3rd party as it will have a negative effect on your credit rating by producing an authorized inquiry on your report. 

You must use one of the three ways listed below for each credit bureau to obtain your reports. 

No other reports will be accepted to our credit repair program. 

**Remember: when ordering your reports please click on “Printer Friendly” before you print out the report 

The passage of the Fair and Accurate Credit Transactions Act entitles you to one free credit report per 12 months (1 year). If you have not ordered your report in one year you should be eligible for a free report from each of the three bureaus by going to: http://www.annualcreditreport.com. 

Equifax 

Click here to order $11.00 report - Single report 

Click her to order $15.95 report - Single report + FICO score 

Click here to order free report - Free report if you are eligible 

Experian 

Click here to order $10.00 report - Single report 

Click here to order free report - Single report 

Click here to order VantageScore only - Vantage credit score 

TransUnion 

Click here to order $11.00 report - Single report 

Click here to order $17.95 report + VantageScore - Single report +Vantage credit score 

Click here for free report from Annualcredit report.com - Free report if you are eligible