Free Credit Repair

Seminar!!

If you have ever been turned down for a loan because your credit score was too low, or was offered an outrageously high interest rate on a loan you did receive, or were locked out of the housing market because your FICO score wasn’t high enough, this seminar is for you!!

 

WHAT YOU WILL LEARN:

At this seminar you will learn the basics of credit repair.  Starting with the four Congressional Acts that regulate the credit industry, we will show you how to use the law to make the credit bureaus delete any erroneous, outdated and incomplete items on your credit report. 

Credit Repair Laws

You will learn about the three key Acts of Congress that regulate the credit industry:

• The Fair Credit Reporting Act [FCRA]
• The Fair Debt Practices Act [FDCPA]
• The Fair And Accurate Credit Transactions Act [FACTA]

THIS SEMINAR WILL INCLUDE:

• Self-help credit repair instruction
• Ways to increase your credit score
• How to read your credit reports
• How to write a correct dispute letter

 

How FICO scores work

 

Amounts owed = 30%

Payment History = 30%

Length of Credit History = 15%

New Credit = 10%

Types of Credit used = 10%

  

What people are saying about Ascendant Equity Seminars:

“Mr. McClain’s knowledgeable guidance helped me to understand my credit worthiness and empowered me to make important changes.” 

Brian J. Jaeger  

“I learned so much from attending Kirk’s seminars.  I was able remove several negative items from my credit report and purchase a home after only 6 months.” 

-James Thompson

 

 

Now is The Time to fix your credit!!

Fixing your credit is not as difficult as you might think.

It’s about learning the rules of the game. And how to use them to your benefit.   

As US citizens we are protected by the Fair Credit Reporting Act.  The FCRA gives us the dispute ANYTHING on your credit report that you might think is inaccurate, erroneous, or outdated. 

If a disputed item cannot be verified in 30-45 days, by law it must be deleted from your credit report.

 

How do you raise your credit score?

If there is one question I’m asked by consumers more than any other about credit, it’s this: “What’s the fastest way to raise my credit score?”  My response is always the same “How much do you want to raise it?”

If you wish to increase your score from 580 to 670 then your strategy will be very different from someone wanting to go from 670 to 750.  Why?  Because your starting point is different, which requires a different approach.  This seminar will teach you how to raise your credit score no matter where your starting point is.

About the Facilitator:

Kirk McClain is the owner of Ascendant Equity.  Ascendant Equity is an online credit repair company that is licensed and registered with the state of Washington as a Sole Proprietorship.

Kirk is a certified Paralegal who has several years of legal training and experience including four years working in the Consumer Protection Division of the Washington State Attorney General’s Office. 

Ascendant Equity’s mission is to help people improve their lives by improving their credit.  Our goal is to address the uneven distribution of wealth in our community, city, and across the nation by providing and aggressively applying the mechanism of financial leverage which is good credit.

At Ascendant Equity, we understand the power of credit worthiness.  We seek to place that power back into the hands of those who need it most.